Many people go around looking for affordable health insurance without knowing what they are really looking for. That is okay as long as you look around for different kinds of health insurances, compare and understand some key concepts like knowing what you deserve as a person and what is a good offer. If you are in doubt, then it is a good idea for you to write down all the necessary stuff, compare different insurance policies or offers and ask for a family member's (parent, spouse or sibling) opinion regarding the matter.
Just remember that the first place one must look for when searching for affordable health insurance is on the internet. The internet is a fast, easy way to compare things like maximum coverage and such. Do not be afraid to ask questions regarding different matters or hesitate to pick up a phone and clear a few things up. Remember that if it does not feel right or if you think that you will not get the best value for your money, then you should move on and look for other insurances. Another thing; if you get insurance that has a high maximum coverage, then if some catastrophic illness occurs to you or a member of your family, at least you do not have to worry about equally catastrophic and huge bills. You will be saving money in the long run.
If you are working for a company however and you spot some things in the insurance that you are provided with, then do not be afraid to look for other options, get together some collections that have similar thoughts like you do and ask for a different insurance. This way, you will be saving money and will be assured that you are indeed protected.